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esure home insurance: the numbers, the hours and what leaving costs

The number esure’s own booklet gives for cancelling home cover, when it is open, and three cancellation fees that depend on when you leave.

esure facts verified 25 September 2026 · FCA rules checked 26 July 2026 · Next review 26 October 2026

Quick answer

esure home insurance numbers and opening hours

LineNumberHours
Customer Service, and the number to cancel0345 045 8000Mon to Fri 8am to 8pm, Sat 9am to 5pm, Sun 9am to 2pm
Renewal hotline, to renew or change by phone0345 601 7079Same hours

Both numbers and hours are on esure’s own help page, and its home policy booklet gives 0345 045 8000 under “How to cancel”, with the same hours. We found no bank holiday hours. Verified

Customer Service, the number esure gives for cancelling

0345 045 8000

Verified Published on esure’s own help page as the home Customer Service number, on its home renewal page under “Cancel your renewal”, and in its home policy booklet under “How to cancel”. Open Monday to Friday 8am–8pm, Saturday 9am–5pm and Sunday 9am–2pm. Checked 25 September 2026. Charged at your standard landline rate; included in most mobile call allowances.

Getting to the right team

We don't yet know how esure's phone menu is structured, so we're not going to guess. If you work it out, we'd like to hear from you.

Before you call

You can cancel by live chat instead. esure’s help centre says you can cancel by live chat once you log in and choose “Need help?”. Only the policyholder can cancel. Verified

Allow five days to stop a renewal. esure’s home renewal page says at least four days before the renewal date to stop payment being collected; its booklet says to call at least five days before. Allow the longer one. Verified

esure and Sheilas’ Wheels are the same company. Both are esure Group brands, underwritten by esure Insurance Limited, and esure says the group was bought by Ageas in 2025. Cite a quote from outside the group. Verified

What you're entitled to

  • Your renewal can't cost more than an equivalent new customer would pay. Under the FCA's pricing rules (PS21/5, implemented through ICOBS 6B and in force since 1 January 2022), the renewal price for the same cover through the same channel must be no higher than the equivalent new-business price. The FCA reviewed these rules in July 2025 and left them in place. Verified
  • Fourteen days to change your mind. A statutory cooling-off period applies from the start of cover or from when you receive your documents, whichever is later. It applies again after each automatic renewal. Verified
  • Opting out of auto-renewal is free. You can't be charged for turning it off, and you can turn it off at any time. Verified
  • Cancelling costs £20, £58 or £35, depending on when you leave. esure’s own home fee table: £20 inside the 14-day cooling-off period of your first year, £58 later in the first year, and £35 in any later year. Its home booklet says no premium is refunded if you have made a claim. Verified

Lines that work

"I have a like-for-like buildings and contents quote for £X from an insurer outside the esure group. Can you match it?"

General General phrasing. Name a rival outside the group, because Sheilas’ Wheels is esure.

"What is the best you can do to keep me?"

General Use after declining their first offer, not before.

We publish these as effective general phrasing. They are not insider scripts, and we don't claim a specific saving from using them.

Where this comes from

ClaimSourceChecked
Customer Service 0345 045 8000, Renewal hotline 0345 601 7079, and their hours esure’s own help page, esure.com/need-further-help 25 September 2026
0345 045 8000 under How to cancel; five days’ notice to stop renewal; no refund after a claim; 14-day cooling-off esure’s own home policy booklet (esure Home Core) 25 September 2026
0345 045 8000 for cancelling a renewal; four days’ notice to stop payment esure’s own home renewal page 25 September 2026
Cancellation fees £20, £58 and £35 esure’s own home administration fees page, and its agreement document 25 September 2026
Cancelling by live chat esure’s own help centre 25 September 2026
esure Group brands, esure Insurance Limited, the 2025 purchase by Ageas esure’s own legal and our-history pages 25 September 2026
Bank holiday opening hours Not published on any esure page we found Not known

Bill Watch

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